Gain Confidence By Knowing You’re Doing Things The Right Way

The College Process Just Got A LOT Easier.

You know college is as confusing as it is important for your child. You know their decisions will greatly impact the rest of their lives… But YOU only have so much time, money, energy, and know-how to be able to help them.
We believe it’s the parent’s responsibility to get their children on the right track for life. 
We believe it’s our job to help parents do that.
That’s why we’ve used our 20 years of experience, interacting with thousands of families, to make this complex, confusing process as simple as possible. So parents, and their children, can avoid the pitfalls that college presents.

Potentially Save Thousands By Avoiding The Major Pitfalls

When it comes to the college process, there are 3 kinds of parents…

It Is, What It Is

  • I assume the guidance counselor will take care of most of this
  • Going into massive debt is “how it works”
  • Mistakes happen in the process
  • A few thousand extra dollars isn’t too bad
  • My child needs a college degree at all costs

We’re Doing Our Best

  • Don’t know where to start
  • Spending countless hours researching
  • Trying to develop the best plan
  • Have their own financial pressures and fear college costs.
  • Limited time available
  • Conflicting Information
  • Added stress by doing it themselves
  • Looking for a solution, unsure where to turn

Ontrak Clients

  • Reduced stress
  • Saves time
  • Confidence in doing things the right way
  • Make the most informed decision

Eliminate Stress By Being Walked Through The Process By Experts


Working with families over the last 20 years, we’ve developed a process to simplify the college process and help families make the most informed decision.

Our process helps families answer 4 questions, as it applies directly to their finances and life. Those questions are…


  • What can you afford?
  • What do you want to buy?
  • How much will that cost?
  • How will you pay for it?

Often students choose a school they want to go to for all sorts of reasons. Once they’re in college, they decide on a major. When college is winding down, they start to focus on employment. 

If you work a full-time job in your “working years”, you’ll trade 90,000 hours of your life for money.

We believe that if you can first match yourself up to a career and lifestyle that fits your unique strengths and abilities and desires, figure out how to get to that field or career, and figure out the most cost effective way to achieve that, you will have more control over your time and money during your “working years”.


Our online class is a virtual mentor for families. The class provides ALL of the tools and direction to answer those 4 questions as they exactly apply to YOUR STUDENT and YOUR FAMILY, so you can make the most informed decisions… and have peace of mind.

Our class provides you with all the tools you need to become an informed consumer and step-by-step directions to make using the tools as simple and effective as possible. So you can have peace if mind knowing you are setting your child up for the best chance of future success and happiness.


The tools include:
  • A comprehensive financial evaluation tool
  • EFC Calculation (What you need for the FASFA)
  • Personality Assessment
  • Career Interest Assesment
  • Career Search & Information
  • College Search & Information


The class leads you through the steps to helps you…

  • Look at your money differently and find inefficiencies that could be captured for college costs
  • Understand the FAFSA, understand how it applies you, and make filling it out a breeze
  • Understand what you can afford for college
  • Understand what you want/need to buy
  • Understand how much that will cost
  • Understand how you will pay for it

Avoid The Difficulties Of Doing It By Yourself

We need help getting our message out and introducing our class to as many people as possible. That’s actually our biggest hurdle and we dedicate a large portion of our revenue towards rewarding those that spread the word. We are offering everyone a quick and easy way to earn extra money by doing something you will most likely already be doing after completing the class – referring others to sign up.

If you want to simply earn your cost from the class, or take it a little more seriously to earn extra money for the major upcoming expenses, it is up to you.   For each person you get to sign up, we will give you $100.  We have a few ways to make this happen without much effort detailed in the class.

If someone you know and trust presented a solution to what is currently their biggest problem and causes the most stress, would you not do it?  Our goal is to change the way our country views and makes decisions about college.  The first step is to change your life, then earn as much as you want by changing the lives of others.


What is it exactly that you are selling?
We are offering you a solution to your stress of what you are going to do about your student’s college, how much you can afford, and how much it’s going to cost.  We have been working with families for over 20 years helping them through the college process and created a simple to follow course to use across the country with the same tools we provide our clients.  We can not work individually with every family, but by creating our course we can help each family across the country.
How does it work?
We have taken our methodology and refined it down over 20 years to an easy to follow online class broken down into 5 sections.  Using the tools we created, as well as sending you out to the web for additional resources, we guide you through the process holding your hand each step along the way.  We give you detailed instructions to make the class as friendly as possible while also still being able to solve your unique problems.
How long does it take?
Simply watching the videos to get an overall understanding will take about an hour.  However, there is much more to it than that with additional work that needs to be done.  When you log in and already have all the information readily available you can breeze through it in a few hours.  But if you are like most people it is going to take you some time to complete each section.  When working with clients in person, we give them a week to get through it but you can go at your own pace.  We understand most people do not have time to take hours out of a day, rush through it, and get results.  Remember, the goal is to help your family make the most informed decision about college, not buying it to simply get through it.
Isn't this what guidance counselors do?
There are two halves to the college decision.  What school would be a good fit and how much you can afford.  Guidance counselors can play a major role in helping students decide what college and major a particular student could pursue.  Unfortunately, there is NO WAY guidance counselors can know what you can afford.  They might be able to look at your car, or house, and assume they know, but each families finances are different.  On top of only being able to help solve half the problem, most guidance counselors are over worked.  Through no fault of their own, we have many clients whose student worked closely with their counselor, found a school, applied, was accepted, told their friends where they were going, then when it comes time to start paying they do not have the means to attend that school.  It is heartbreaking for a student to go through that so avoiding that problem before it arises will help set the student up on a positive path to begin college.
Doesn't $500 seem like a lot?
It does if that is what the butcher was charging to recommend the best slice of steak.  The decision your family is about to make will not only cost tens of thousands of dollars over the next several years, it is going to play a major role in your retirement as well as your child’s financial future.  The choices now, if looked at over a person’s lifetime earnings, could be a million dollar decision but it is not viewed that way.  Even the smallest mistakes in college can add tens of thousands additional dollars spent to earn a degree.  Avoiding those problems are worth more than nearly any scholarship. Not only will you save more than the cost of the class over the course of your student’s time in college, we offer a very real way to earn that money back.
Why should I listen to you?
We saw the problems with college over 20 years ago and set off on a journey to help as many people as we could.  Working with individual families using the tools and direction we are offering you now, we were able to help them change the way they viewed and made decisions about college.  We are making our methodology and process available for every family across the country to help more than those who can meet in our downtown Cincinnati office, but our goal does not end there. We are on a mission to change the country.  Our goal is to change the conversation and the general practices of how families make decisions to the point it is a common practice where our class is no longer needed.  The old thinking has resulted in costs skyrocketing to the point a generation is saddled with debt and causing a major drag on our economy.  Our way sets students up for success by giving hindsight to college before they go to avoid the mistakes millions are making.  It is up to you which way to go.

Make The Most Informed Decision When It Comes To College


This is where we were told we had to put testimonials because people need to see them and because that’s what everyone else does. From going to college to putting testimonials on a website, we don’t really like doing things just “because you’re supposed to”. We decided to do things a little differently because we dislike group thought, and for a couple of reasons, we dislike testimonials as well.   First, just because you can find a few people to say something nice about you doesn’t make it true or accurate. If you CAN’T find anyone to say something nice about you, you have bigger problems and can just make them up. I don’t know about you, but I’ve often been skeptical of “Bill in Tulsa” having a life epiphany because of his new pillow.  Second, and much more importantly, how much we can help varies GREATLY. A lot of what we do is help people avoid mistakes and problems they otherwise would have made. Our program might only save a person that’s in a pretty good spot a few thousand dollars. However, when we work with families about to make drastic mistakes, we might create a several million dollar difference in outcomes, had they not found us. 

So we don’t want to mislead anybody. Our program will benefit you far more than you pay for it, but how much it helps depends on your situation and effort.

Below are a couple of examples of the results we have helped others achieve. How much our program will help you depends on you, but we have never had anyone’s situation fail to improve. If you don’t get at least as much value out of it as you paid, we will give you your money back. 

Let Us Guide You Through The College Process